Etisalat Balance Transfer Credit guide featuring two premium smartphones with wallet symbols and a gold transfer arrow

How to Transfer Etisalat Balance in UAE (2026): Code, Fees, Limits

Quick answer: To transfer Etisalat (e&) balance, dial *100*recipient number*amount#, for example *100*0501234567*10# to send AED 10, and press 1 to confirm. You can send from any active prepaid or postpaid e& line to an e& prepaid number. The minimum is AED 2, the maximum AED 150 a day, and the sender pays a 5.25% fee including VAT. You can also share data with #100#, send credit abroad by texting the number to 1700, or use Share Credit and Data in the e& UAE app.

Etisalat balance transfer at a glance

ItemDetails
Code*100*recipient number*amount#
Who can sendActive Wasel prepaid and postpaid e& customers
Who can receivee& prepaid numbers (Wasel and FIVE)
Minimum per transferAED 2
Daily maximumAED 150
Monthly maximumAED 1,500 prepaid; AED 500 postpaid
Fee5.25% of the amount, VAT included, paid by the sender
Registration neededNo
ConfirmationPress 1 to confirm or 2 to cancel

How to transfer Etisalat balance with *100#

  1. Check the recipient’s number and that it is an e& prepaid line.
  2. From your e& line, dial *100*, the recipient’s number, *, the amount in dirhams and #. Example for AED 10: *100*0501234567*10#.
  3. Press call. You receive a message showing the number, the amount and the charge.
  4. Press 1 to confirm, or 2 to cancel if anything is wrong.
  5. Both you and the recipient receive an SMS once the transfer is complete.
Illustration of the local e& credit transfer code
Replace the example with the recipient’s real e& prepaid number and the amount, then confirm with 1.

You can also dial *100# on its own and follow the menu, which is useful if you are not sure of the exact format.

How much does it cost? The 5.25% fee

The recipient receives the full amount you choose. The fee is taken from your balance on top.

You sendFee (5.25%)Total deducted from youRecipient gets
AED 2AED 0.11AED 2.11AED 2
AED 10AED 0.53AED 10.53AED 10
AED 50AED 2.63AED 52.63AED 50
AED 100AED 5.25AED 105.25AED 100
AED 150AED 7.88AED 157.88AED 150

Make sure your own balance covers the amount plus the fee, or the transfer will fail. Postpaid senders see the transfer and fee on their monthly bill.

Illustration of a credit transfer confirmation
Keep the confirmation SMS from e& as your record of the transfer.

Transfer limits for prepaid and postpaid

TypeMinimumDaily maximumMonthly maximum
Normal transfer, prepaid senderAED 2AED 150AED 1,500
Normal transfer, postpaid senderAED 2AED 150AED 500
PIN-secured transfer, prepaid senderAED 2No daily cap (fair use up to AED 100,000 a month)No cap (fair use)
PIN-secured transfer, postpaid senderAED 2AED 150AED 500

If you send credit often, for example to family members or staff, a PIN-secured transfer removes the normal prepaid limits and protects the service from misuse.

PIN-secured transfers

ActionHow
Get a transfer PINSend CTPIN, CT PIN or CPT to 1010 (32 fils including VAT)
Transfer with your PINDial *100*recipient number*amount*PIN#
Change your PINDial *143*old PIN*new PIN#
Forgot your PINCall 101 or visit an e& store
Cancel the PINVisit an e& store

Transfer balance in the e& UAE app

  1. Open the e& UAE app and sign in.
  2. Go to Share Credit and Data, under Pay & Recharge for friends.
  3. Enter the recipient’s number and the amount.
  4. Review the amount and fee, then confirm.
Illustration of credit transfer in a mobile account
In the app, check the recipient, amount and fee before you confirm.

Auto-schedule a regular transfer

e&’s Auto Schedule sends credit automatically to up to 5 recipients, once, twice or three times a month, at no extra charge beyond the normal transfer fee. Set it up through the *100# menu and cancel it the same way. It suits parents topping up a child’s phone or employers supporting staff lines.

How to transfer data on Etisalat

On selected plans you can share your data allowance instead of credit:

ItemDetails
Code#100*recipient number*data in MB#, for example #100*0501234567*1000# for 1GB; or dial #100#
RecipientsAny e& prepaid or postpaid number
Eligible sendersSelected plans only; monthly plans of 1GB or more allow up to 5 transfers a month
Prepaid amountsIn multiples of 100MB, up to 100GB per transfer, keeping at least 200MB
Postpaid amountsUp to 5GB per transfer
FeeAED 3 per 100MB, before VAT
Validity for the recipient10 days; used before the recipient’s own data
Recipient checks balancee& UAE app or *121*170#
Illustration of mobile data transfer
Data transfer works only on selected plans and has its own fee per 100MB.

Data transfer is expensive compared with buying a pack: 1GB costs AED 30 before VAT to transfer, while e& sells a 1GB daily pack for AED 5. Transferring credit and letting the recipient buy a pack is usually cheaper. See our guide to e& data offers.

Send credit abroad (international transfer)

  1. Text the international prepaid number with its country code, for example 9198XXXXXXXX, to 1700 (free), or dial *100# and choose international.
  2. Follow the reply to pick a denomination; the price in AED is shown before you confirm.
  3. Confirm. The recipient’s credit is added instantly and they get an SMS.
International limitValue
Transactions per day3
Transactions per month10, counted from the 1st
Maximum per monthAED 500
FeesNo extra charge beyond the denomination price shown

Visitors with an e& prepaid account can use leftover credit to top up a prepaid line in their home country before leaving the UAE.

Ask someone to send you credit

Prepaid users can send a free request: dial *107*their number*amount#. The other person receives an SMS and can reply with the *100# transfer code. You can send up to 2 requests a day. If you have no credit at all, e& also offers Reserve Credit of up to AED 50; see how to take a loan in Etisalat.

Common errors and fixes

ProblemCauseFix
“Invalid MMI code”Wrong format or missing *Type *100*number*amount# exactly, with no spaces
Transfer rejectedRecipient is postpaid or not on e&Credit can only go to e& prepaid numbers; use international transfer for overseas lines
Insufficient balanceAmount plus 5.25% fee exceeds your creditRecharge or send a smaller amount
Limit reachedAED 150 today or your monthly cap usedWait until the next day or month, or use a PIN-secured transfer
Sent to the wrong numberNumber typed incorrectlyContact e& on 101 straight away; reversals are not guaranteed
FIVE line trying to sendFIVE lines cannot transfer credit outFIVE lines can only receive credit

Check the result

After a transfer, check your balance with *121# and ask the recipient to check theirs. For all balance methods, see how to check Etisalat balance. If you are not sure of your own number, see how to check your Etisalat number. Moving between networks? Credit cannot be transferred from e& to du; see how to transfer du balance for du lines.

Frequently asked questions

What is the code to transfer balance from Etisalat to Etisalat?

Dial *100*recipient number*amount#, for example *100*0501234567*10#, and press 1 to confirm.

How much does Etisalat charge for balance transfer?

5.25% of the amount, VAT included, paid by the sender. Sending AED 100 costs you AED 105.25.

What is the maximum Etisalat balance transfer per day?

AED 150 a day, with a monthly limit of AED 1,500 for prepaid senders and AED 500 for postpaid senders.

Can I transfer balance to a postpaid number?

No. Credit transfers go to e& prepaid numbers only. Data can be shared with both prepaid and postpaid numbers on eligible plans.

Can postpaid customers transfer balance?

Yes. Postpaid lines can send up to AED 150 a day and AED 500 a month, added to the monthly bill.

How do I transfer data on Etisalat?

Dial #100*recipient number*data in MB#. It costs AED 3 per 100MB before VAT and works only on selected plans.

Can I send Etisalat credit to another country?

Yes. Text the international prepaid number to 1700 or use the app. You can make up to 3 transfers a day and AED 500 a month.

Can I transfer Etisalat balance to du?

No. e& credit can only be transferred to e& numbers.

Codes, limits and fees were checked on e&’s official Data & Credit Transfer and credit transfer support pages on 20 October 2026.

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